About This Service

One Call, One Quote, One Workshop

A claim shouldn't mean weeks of back-and-forth between you, the insurer and a repairer who keeps disappearing on the phone. We've been doing private insurance work in Hamilton long enough to know what assessors need to sign off, what documentation matters, and how to move a job through quickly. Bring your claim number — we'll do the rest.

  • Direct assessor liaison — no chasing required
  • Photo documentation through the whole repair
  • Courtesy car available while we work

Inclusions

What's Included

Claim Quoting

Full insurer-format quote with parts, labour and supplements.

Assessor Liaison

We deal directly with the assessor — no relaying messages.

Photo Reporting

Stripdown and repair photos for the claim file.

Courtesy Cars

A car to keep you mobile while we work — subject to availability.

How It Works

Our Process

  1. Lodge the Claim

    Call your insurer and tell them you'd like to use Higgins Panel and Paint. Get your claim number.

  2. Quote and Approve

    Bring the car in. We quote, send it to the assessor, and wait for approval.

  3. Repair

    Once approved, the repair runs in-house — panel, paint, chassis work as required.

  4. Hand Back

    Final QC, paperwork to the insurer, car cleaned and delivered.

Our Work

Claim to Keys Back

Insurance jobs run start to finish in-house. Run your eye across the seam — the damage that came in on a claim, and the car we handed back.

Same car fully repaired and ready to hand back Crash-damaged car lodged on an insurance claim Before After

Approved Collision Claim

An insurer-approved repair handled end to end — quoted, assessed, panel and paint in-house, paperwork sorted, courtesy car while it was with us.

  • Assessor Approved
  • In-House
  • Courtesy Car
Storm-damaged panels straightened and refinished Vehicle with hail and storm damage across the panels Before After

Storm Damage Repair

Hail and debris damage across multiple panels, all straightened, refinished and signed back to the insurer.

  • Multi-Panel
  • Refinished

Common Questions

FAQ

Which insurers do you work with?
We work with all major NZ insurers including AA Insurance, AMI, State, Tower, IAG, Vero and others. If your insurer isn't listed, give us a call — we likely deal with them too.
Do I have to use a panel shop my insurer recommends?
No — under your policy you're entitled to choose your own repairer. Tell your insurer you'd like the work done at Higgins Panel and Paint.
Is a courtesy car part of my claim?
It depends on your policy. We have courtesy cars available subject to availability — let us know when you book in.

Got a claim? Let's sort it.

Bring your claim number and the car. We'll handle the assessor from there.